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How Fair Housing Laws Impact Capital Region Real Estate
April 28, 2025 at 10:00 PM
Close-up of hands holding a key, symbolizing homeownership, real estate, and property investment.

If you're buying, selling, or managing property in the Capital Region, fair housing laws matter—whether you know it or not. These laws shape the way real estate deals happen. They set boundaries. They create protections. And they help keep the playing field level for everyone.

Understanding how they work isn’t just useful—it’s necessary. Especially for anyone involved in Capital Region real estate—whether you’re a first-time homebuyer in Albany, a landlord in Schenectady, or an investor looking at properties in Troy.

What Are Fair Housing Laws?

At the core, fair housing laws make it illegal to discriminate against someone based on certain protected characteristics when renting or selling a home. Federally, the Fair Housing Act of 1968 prohibits discrimination based on:

  • Race
  • Color
  • National origin
  • Religion
  • Sex
  • Disability
  • Family status (having children or being pregnant)

New York State adds more protections. It includes sexual orientation, gender identity, age, marital status, and lawful source of income (like Section 8 vouchers). Locally, some cities in the Capital Region also have additional rules.

So what does all that mean for people working in Capital Region real estate?

It means the way you advertise, screen, negotiate, and manage property has to follow these rules. Not just because it’s the law—but because ignoring them creates real risk.

Real Estate is Not Neutral

Real estate is full of choices—where to build, who to sell to, how to market a unit, which tenants to accept. These choices have consequences. Left unchecked, they can create housing patterns that exclude certain groups.

That’s why fair housing laws exist. They make sure people have a fair shot at finding housing, no matter who they are. They hold landlords, agents, and sellers accountable for their choices. And they push the industry toward more equitable practices.

In practice, that means:

  • You can’t reject a tenant just because they use a housing voucher.
    You can’t steer buyers away from certain neighborhoods because of who lives there.
  • You can’t advertise an apartment as being "perfect for young professionals" (that can be age discrimination).

If you’re in Capital Region real estate, you need to know this. Not as a side note—but as a core part of how you operate.

How Discrimination Shows Up in the Capital Region

In the Capital Region, housing discrimination still happens. Sometimes it’s direct—like denying someone with a disability a reasonable accommodation. Other times it’s more subtle—like screening applicants based on "gut feeling" instead of clear, fair criteria.

At Reliable Properties, we see how this affects both renters and property owners. Renters lose time, money, and opportunity when they’re unfairly denied housing. Owners open themselves up to legal issues—and often unknowingly limit their pool of qualified tenants.

Fair housing isn’t just a legal checkbox. It’s part of doing business right.

Why Capital Region Real Estate Investors and Owners Should Pay Attention

If you own property, manage buildings, or flip homes, you’re already juggling a lot. It’s easy to miss how a lease clause or tenant screening question crosses a legal line. But fair housing violations can get expensive—fast.

Fines, legal fees, lawsuits, lost business. All of it adds up.

But here’s the good news: with the right systems in place, following fair housing laws becomes part of your standard process. It protects you, your business, and your tenants. Everyone wins.

At Reliable Properties, we manage a wide range of properties across the Capital Region. We make sure our processes—from marketing to tenant selection to maintenance—follow both state and federal laws. It’s not just about compliance. It’s about being dependable.

What You Can Do

Whether you’re a property owner, investor, buyer, or tenant, here’s how to make fair housing part of your real estate mindset:

  • Use clear, consistent criteria when screening tenants or buyers.
  • Avoid making assumptions based on someone’s appearance, accent, or income source.
  • Stay up to date on local fair housing laws—they change more often than people realize.
  • Work with professionals who take compliance seriously.

If you’re not sure whether something’s okay, ask! At Reliable Properties, we help our clients navigate these questions every day.

The Bigger Picture

Fair housing laws help protect access to housing. But they also help real estate markets grow in a more stable, sustainable way. Discrimination limits opportunity. Fairness expands it.

That’s good for people. And it’s good for business.

The Capital Region real estate market is diverse and changing fast. To stay competitive, investors, landlords, and buyers need to understand the rules—and the values—shaping the landscape.

Reliable Properties is here to help. We offer property management, real estate services, and support for sellers who want to move quickly with cash offers. We do all of it with experience, clarity, and accountability.

Fair Housing in Capital Region Real Estate

Fair housing laws aren’t just a set of rules. They’re a foundation for a fairer real estate market in the Capital Region. They shape who gets to live where—and under what terms.

If you’re working in Capital Region real estate, you need to know the law, follow it, and build your business around it. At Reliable Properties, we can help you do that. Get in touch with us today and let us lend you our real estate expertise.